Where will your education lead to?

Recently, I’ve been deeply inspired by a team of AIESECers from UKM who have taken the initiative to equip local and international undergraduates with entrepreneurial, personal and professional development skills. The understood clearly the important question that had been lingering in most students’ mind

In today’s society, there are a number of different intelligences we need to survive and prosper in society. The 3 most important intelligences are:

Keeping a Roof Over Your Head?

One of the most interesting insights that I’ve gathered from Singaporeans is the way of proposing for marriage. Singaporeans are pretty creative people and they usually propose by saying, “Let’s register to buy a HDB flat!”

In Singapore, it’s pretty common to regard the home that they live in as an investment for retirement. Real estate has the benefit of appreciating over time and it’s a pretty good tool to hedge against inflation.

The very success of the CPF system contributed to Singapore having one of the world’s highest number of homeowners. However, this has also rendered Singaporeans as “asset-rich but cash-poor” during retirements. This saying is pretty common because most of Singaporeans’ savings are locked up in their property and they may faced with the possibility of selling their property upon retirement if they do not have other sources of funds to rely on.

For those who wish to monetize their property in their golden years in order to fund their retirement, two options with respect to their properties are available.